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Les dons planifiés : un moyen simple pour donner plus

Les fêtes sont l’une des périodes où le public fait le plus preuve de générosité. Grâce à l’esprit de partage et d’entraide qui y règne, il n’est pas rare que les organisations reçoivent la majeure partie de leurs revenus annuels à ce moment-là.

Lorsque l'on envisage de faire un don, la majorité d’entre nous pense donner de l’argent une fois, que ce soit en ligne ou par chèque. Si vous êtes comme moi, vous devez vous dire que vous aimeriez en faire plus mais que vos moyens ne vous le permettent pas!

Eh bien non, détrompez-vous! En prévoyant mieux, il est étonnant de voir à quel point l’on peut donner davantage à une cause, sans pour autant dépasser nos moyens, et même en retirer un bénéfice fiscal intéressant.

Avez-vous exploré toutes les options? Plusieurs formes de dons planifiés s’offrent à vous. Ceux-ci regroupent les :

  1. Legs testamentaires
  2. Dons de police d’assurance-vie
  3. Dons de valeurs mobilières
  4. Dons de titres admissibles (titres cotés en bourse et autres titres admissibles)
  5. Rentes de bienfaisance
  6. Fiducies de bienfaisance
  7. Fonds de dotation

Ces dons offrent des caractéristiques fiscales particulières qui gagnent à être connues.

Si vous voulez en apprendre davantage sur ces différents types de dons, je vous invite à visiter le site Un héritage à partagerMD Québec, un programme de sensibilisation aux dons planifiés qui explique clairement les possibilités qui s’offrent à vous.

Enfin, communiquez avec des professionnels pour qu’ils vous aident dans la planification de vos dons. Par exemple, on oublie souvent qu’on a accès à des professionnels en dons planifiés au sein même de plusieurs organismes. N’hésitez pas à profiter de leur expertise!

Allez, plus d’excuses : il est temps de vous donner les moyens de donner!

Source photo COFRADE

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